If you become injured on the job you may be entitled to cash benefits or medical care through Workers’ Compensation insurance. As an employee, you are not required to contribute to the cost of the Workers’ Compensation insurance. Employers pay for the premiums through a private insurer, however the claims are processed through a state agency called the Workers’ Compensation Board. If there is any dispute between the employee and employer as to the nature of the injuries, it will be decided by the Workers’ Compensation Board.

How Workers’ Compensation Differs from Insurance Programs

Unlike other insurance programs where the claimant might be awarded less or more compensation based on their role they played in the injury, Workers’ Compensation does not place blame on the employee or employer. There are a few exclusions to this, which include the employee being found to be on drugs, being intoxicated, or there was intent to injure...
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